Personal > e-Payment Services
e-Payment Services
 
Intrabank Funds Transfer
RENTAS
Interbank GIRO (IBG) Other related fees/charges
Instant Interbank Funds Transfer (IBFT)
 
   
Intrabank Funds Transfer

 

Note: Effective 1st April 2015, all e-Payment Services are subject to GST 6% charges

 

ITEMS CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC) ATM
Fees and Charges (RM per transaction)
  • Individual & Sole proprietors

  • Sole Proprietors, partnership and SME1

  • Other corporates


  • FOC

  • Not Applicable

  • Not Applicable


  • Not Applicable

  • RM 0.11

  • RM 0.53


  • RM 2.12

  • RM 2.12

  • RM 2.12


  • FOC

  • Not Applicable

  • Not Applicable

Daily transaction limit (RM per day)




Individual & Sole proprietors RM50,000 (with a combination of all transactions available or solely for IBG, JomPAY and Fund Transfer to Other Al Rajhi Account) No limit No limit RM 30,000 combined limit with Interbank funds transfer (IBFT)
Sole Proprietors, partnership and SME1 Not Applicable No limit No limit  
Other corporates
Not Applicable No limit No limit  
Payment reference
  • Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement

  • Availability of beneficiaries' names and payment references in payers' bank statement


  • YES




  • YES


  • YES




  • YES


  • YES




  • YES


  • Not offering




  • Not offering

Operating hours 24 hours (except between 2.30am-3.00am) 6.00am - 11.30pm Banking Hours 24 hours
FOR ALL CHANNELS
Crediting time
  • Monday - Friday

  • Non-business days


  • Immediate

  • Immediate


  • Immediate

  • Immediate


  • Immediate

  • Immediate


  • Immediate

  • Immediate

Refund time
Same Day Same Day Same Day Same Day
1 For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
 
 
 
Interbank GIRO (IBG)
 
ITEMS CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
Fees and Charges (RM per transaction)      
  • Individual & Sole proprietors (Basic Banking Account)
  • RM 0.11
  • Not Applicable
  • RM 0.53
    (1st 2 transaction)
    RM2.12
    (3rd & subsequent transaction)
  • Individual & Sole proprietors (Non-Basic Banking Account)
  • RM 0.11
  • Not Applicable
  • RM 2.12
  • Individual & Sole proprietors (Walk-in)
  • Not Applicable
  • Not Applicable
  • RM 5.30
  • Sole Proprietors, partnership and SME1
  • Not Applicable
  • RM 0.11
  • RM 2.12
  • Other corporates
  • Not Applicable
  • RM 0.53
  • RM 2.12
Daily transaction limit (RM per day)      
  • Individual, Sole Proprietors, partnership and SME1

  • RM50,000 (with a combination of all transactions available or solely for IBG, JomPAY and Fund Transfer to Other Al Rajhi Account)
  • RM 500,000
  • RM 500,000
  • Other corporates
  • Not Applicable
  • RM 500,000
  • RM 500,000
Payment reference      
  1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement
  • YES
  • YES
  • YES
  1. Availability of beneficiaries' names and payment references in payers' bank statement

  • YES
  • YES
  • YES
Future-dated payments
YES YES NO
Operating hours 24 hours (except between 2.30am-3.00am) 6.00am - 11.30pm Banking Hours
 
CHANNEL TYPE Payment Initiated by Customer (IBK & OTC) Payment Initiated by Customer (CMS) *Funds Received by Beneficiaries
Crediting time FOR ALL CHANNELS
  1. Monday - Friday

Before 6.00am Before 5.00am Same Business Day By 11.00am
6.01am - 9.00am 5.01am - 8.00am By 2.00pm
9.01am - 12.00pm 8.01am - 11.00am By 5.00pm
12.01pm -3.00pm 11.01am - 2.00pm By 8.20pm
3.01pm - 6.00pm 2.01am - 5.00pm By 11.00pm
After 6.00pm After 5.00pm
  • Next Business Day By 11.00pm
  1. Non-business days(Saturdays, Sundays and Federal Territory Public Holidays)

Next Business Day By 11.00pm
Refund time
If IBG was initiated before 6.00pm If IBG was initiated before 5.00pm The returned funds will be available on 11.00am on the next business day under normal circumstance.
1 For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
 
 
 
Instant Interbank Funds Transfer (IBFT)
 
ITEMS CHANNELS
ATM RETAIL INTERNET BANKING (alrajhi@24seven)
Fees and Charges (RM per transaction) Al Rajhi Bank MEPS ATM Shared Network
(Interbank Fund Transfer (IBFT) and Payment to Charge Card & Financing)
  • Al Rajhi Bank Cardholders : RM 0.16 (inclusive of GST)
  • MEPS Member Bank Cardholders: RM 0.53 (inclusive of GST)
Not offering
Daily transaction limit (RM per day) RM 30,000 combined limit with Intrabank funds transfer Not Offering
Payment reference
  • Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement
  • Not Offering
  • Not offering
  • Availability of beneficiaries' names and payment references in payers' bank statement

  • Not Offering
  • Not offering
Operating hours 24 hours Not offering
FOR ALL CHANNELS
Crediting time
  • Monday - Friday

  • Non-business days


  • Immediate

  • Immediate


  • Not offering

  • Not offering

Refund time
Not applicable Not offering
1 For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
2 MEPS Foreign Banks are Standard Chartered Bank Malaysia, Citibank, HSBC, United Overseas Bank Malaysia and OCBC Malaysia. Please also note that only RM1.06 (inclusive of GST 6%) service charge will be imposed on fund transfer to Kuwait Finance House (KFH).
 
 
 
RENTAS
 
ITEMS CHANNELS
RETAIL INTERNET BANKING (alrajhi@24seven) CORPORATE INTERNET BANKING (Cash Management Services-i) OVER-THE-COUNTER (OTC)
Fees and Charges (RM per transaction)
  • Sole Proprietors, partnership and SME1
Not offering RM 2.12 RM 5.30
  • Other corporates
Not offering RM 4.24 RM 5.30
Payment reference
  1. Availability of payers' names and payment references in beneficiaries' bank statement payment references in payers' bank statement
Not offering YES YES
  1. Availability of beneficiaries' names and payment references in payers' bank statement

Not offering YES YES
Operating hours Not offering 6.00am - 11.30pm Banking Hours
FOR ALL CHANNELS
Crediting time
  • Monday - Friday

  • Not offering

  • Same day if submit before cut off time

  • Same day if submit before cut off time
  1. Non-business days

Not offering Next Business Day Next Business Day
Refund time
Not offering Unable to apply - Same day
On request by Paying Bank - by next business day
Unable to apply - Same day
On request by Paying Bank - by next business day
1 For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
 
 
 
Other related fees/charges for online banking (Corporate Internet Banking) - Cash Management Services-i
 
ITEMS SOLE-PROPRIETORS. PARTNERSHIP AND SME1 OTHER CORPORATES
Other related charges
  • Maintenance / subscription fee

  • Security tokens

  • Annual digital certificates

  • Salary payment / payroll

  • Notification / SMS (n/a)

  • Training


  • RM106 per month

  • RM95.40 per token

  • RM63.60 per certificate

  • RM 0.11

  • Nil

  • RM53 for West Malaysia and RM318 for East Malaysia.


  • RM106 per month

  • RM95.40 per token

  • RM63.60 per certificate

  • RM 0.53

  • Nil

  • RM53 for West Malaysia and RM318 for East Malaysia.

Incentives and packages
   
  • Maintenance / subscription fee
  • Waiver for SME
RM53 for Corporate
  • Maintenance / subscription fee
  • Waiver for SME
 
  • Maintenance / subscription fee
  • Waiver for SME